For SACCOs ยท Cooperatives ยท Agro-dealers

Grow your community, protect your members

Offer insurance alongside your existing services. Enrol members in bulk, embed cover at point-of-sale, or integrate via API. Attribution and revenue share built in.

Three ways to partner

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Bulk Enrolment

Upload your member roster and we handle the rest. Each member gets an SMS confirmation, M-Pesa STK Push for premium, and instant cover. Idempotent โ€” no duplicates, no lost records.

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Embedded API

Quote and bind cover directly in your app or point-of-sale system. Two REST endpoints: /embed/quote and /embed/bind. Attribution preserved end-to-end.

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Agro-Dealer Network

Sell insurance alongside seed and fertilizer. Farmers buy cover at the counter when they buy inputs. Premium collected via M-Pesa, policy active from planting.

What partners get

Partner Dashboard

Track enrolments, premiums collected, persistency rates, and claims in real time. See which cohorts are performing and which need attention. Role-based access for your team.

Attribution & Revenue Share

Every policy enrolled through your channel carries your attribution. Revenue share is computed automatically and visible in the finance dashboard. Transparent, auditable.

Persistency Insights

See renewal rates per cohort. Low-renewal groups are flagged early so you can intervene. Cash-timed renewal offers aligned to harvest cycles, not arbitrary dates.

Credit Referral Fees

When your referred farmers access credit through the credit bridge, success fees are tracked and reported in your partner dashboard. The platform refers; the lender pays.

How enrolment works

Sign a partnership agreement

We define your role (SACCO, cooperative, agro-dealer, platform), the products you'll offer, and the revenue share terms.

Bulk upload or API integration

Upload a CSV of your members or integrate our embed endpoints into your system. We handle consent capture, M-Pesa payment, and policy creation.

Members get covered

Each member receives an SMS with their policy number and coverage. Premiums collected via M-Pesa STK Push. Policies active from planting date.

Track & renew

Monitor enrolment, persistency, and claims in your partner dashboard. Renewal offers go out timed to harvest โ€” not arbitrary dates.

Become a partner

Tell us about your organisation and we'll set up a partnership within two weeks.

Start the conversation