Weather-indexed cover for crops and livestock, designed for smallholder farmers. Enrol in minutes on any phone — no smartphone, no paperwork, no waiting.
Available on Safaricom · Airtel · Telkom
No bank account needed. No app to download. Just a phone call and M-Pesa.
Enrol from any feature phone. Dial *384#, pick your crop or livestock, pay premium via M-Pesa STK Push. Done in under 3 minutes.
Satellite rainfall data triggers automatic payouts when drought or excess rain hits. No claims forms, no loss assessors, no waiting.
Payouts land directly in your M-Pesa wallet within 72 hours of a trigger. No trip to town, no paperwork, no middlemen.
Join through your SACCO, cooperative or agro-dealer. Bulk enrolment, group pricing, and attribution that rewards your community.
Your data is yours. Credit-referral consent is separate and withdrawable. Sharing stops the moment you say so. Full audit trail.
Insured farmers get referred to SACCOs and AFC for credit — using their verified assets as collateral. We refer, never disburse.
Select your county, crop or livestock type, and acreage. The menu is in Swahili and local languages.
STK Push sends a payment prompt to your phone. Confirm with your M-Pesa PIN. Premiums start from KES 50 per season.
You receive an SMS confirmation with your policy number and coverage details. Your policy is active from the planting date.
If a weather trigger fires (drought, excess rain), the payout lands in your M-Pesa within 72 hours. No forms to fill.