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Privacy Policy

This policy explains how Modela collects, uses and protects personal data under the Kenya Data Protection Act, 2019.

Last updated: 17 July 2026

1. What we collect

Name, national ID, phone number, M-Pesa number, location, farm or livestock details, payment history, and consent choices.

2. How we use data

To administer policies, collect premiums, process claims, improve products, and — only with separate consent — refer you to lenders.

3. Who we share with

Underwriters, reinsurers, regulated lenders (with consent), data providers, M-Pesa aggregator, and regulators when required by law.

4. Your rights

You may access, correct, or delete your data and withdraw consent for any purpose at any time. Contact our Data Protection Officer.

Data Protection Officer

dpo@modela.co.ke — Nairobi, Kenya