Technology & Operations
A resilient, API-first platform built for rural connectivity, M-Pesa payments and farmer-first consent.
Open, API-first stack
Farmers
USSD / SMS / Field app
Partners
REST API / Bulk enrolment
Modela Core
Policy, consent & payments
Underwriters
Risk placement & reporting
Data sources
Satellite, weather, yield
Open, API-first stack
Python/Django services, PostgreSQL, Redis, and a Next.js marketing and partner portal. M-Pesa STK Push, SMS/USSD gateways, and satellite/weather integrations are handled as first-class services.
Embedded API
Partners can quote, bind and collect premiums through a lightweight REST API. Sandbox access and documentation are available on request.
Security & availability
Encrypted data in transit and at rest, role-based access control, audit logging and regular vulnerability reviews. SOC 2 Type II and ISO 27001 are on our published security roadmap and we are working toward them; we are not certified today.
Reliability
Target 99.9% uptime for core payment and policy services. Status page coming at launch.